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The calculus for disaster recovery and risk management is changing. Most small businesses within the past decade would often keep many of their critical technology assets locally, perhaps in a server closet, or a centralized data center for multiple offices. They built their own “vault” of applications, databases, email, files, etc., often on a few physical servers they would be wholly responsible for maintaining and eventually upgrading or replacing. Most of them would care enough about these technology and data assets to invest significant sums in redundant servers, quick recovery backups and imaging solutions, security hardware/software as well as the physical infrastructure to support these products like power and air conditioning.